TODAY'S FREE PRINTABLE HOME ORGANIZER IS AN EXPENSE RECORD TO HELP TRACK WHERE YOU'RE ACTUALLY SPENDING YOUR MONEY.
I'm sure I'm not alone in this, but sometimes we have a heap of money come in, and then it's gone again before I can blink!
Just like the Home Budget, I've kept this simple - just so it's flexible enough to cope with everyone's situations.
And there are a couple of ways you can use it too, depending on your personal preference...
1. THE DAILY OR WEEKLY DOCKET:
If you're the type who likes to keep track of every purchase you make, no matter how small, then you can easily list your purchases each day on this printable. The upside of closely monitoring every single expense is that you'll know exactly where your money has gone. The downside is that it's very intensive, and hard to maintain long term. However, this would be awesome to do for a week or month to get a really good idea of your spending habits, and how you can cut costs.
2. MONTHLY BILLS COVERSHEET:
This is the way I use this printable. Every month I start a new sheet, and write in all the bills I receive and clip them to the back. I add in the date as I pay them, and at the end of the month, I just staple it all together and file them in my bills folder. This makes tax time easy because I'm only looking at 12 sheets for reference - not 120! (nb: I write any specific payment details, like a reference no, on the actual bill.)
3. ANNUAL OR QUARTERLY TOTALS:
This printable can also be used at the end of the quarter or year to total up all your bills and see how much you spent on things as a whole. For example, in summer, our gas bill is negligable, but through the colder months it goes through the roof as we have gas heating. So, a total annual tally for gas is really useful and allows us to budget a weekly amount more accurately the following year.
4. FOR SMALL BUSINESS:
Now, please remember, I'm not an accountant - just organized!
To track small business expenses, I would use this printable as a Monthly Bills Coversheet (No.2 above), especially if you are an Australian business, as it will make your BAS super simple.
If you will be filling in a few pages worth of expenses each month, it may be easier to have a whole page for one specific category, for example: An Etsy shop may have three categories - one for fabric and materials, one for postage, and one for everything else.
This way you have a more streamlined - and useful! - view of where your money is being spent. If you're using more than about 6 - 8 sheets per month though, its probably more effective time-wise to use proper software.
I hope this printable helps everyone get a little more organized with their expenses! If you missed my last Home Organizer post - the Free Printable Budget, you can find it here.
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All the best,
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